John P.
Refinance
California
I found Rate Rabbit to be just that: A Rate Rabbit. Rate Rabbit made the process very simple, straight forward and fast. Good rates and good service overall, I would recommend them to others and use them again.
Rhonda W.
Refinance
California
I am writing to let you know about how wonderful my loan experience was with Rate Rabbit. I found Rate Rabbit simply after we were supposed to close a loan with another company. We ended up not doing the loan with this other company partly because the loan officer was so rude and shorted the loan amount. Rate Rabbit really listened to me and also got me the same rate that the other company said "I would never see again" if I cancelled with them.Thank you for everything. I will definitely recommend Rate Rabbit to any one I know.
Rick H.
Refinance
California
I give very high marks to Rate Rabbit. My loan consultant got me locked in when I asked him to and at what turned out to be a very good rate. The whole process went fast and smooth. I was very pleased and will certainly recommend your firm.
Robert E.
Refinance
California
The service I received from Rate Rabbit was great! The final documentation had the exact numbers I was told. I have friends in the mortgage business but they could not beat Rate Rabbit pricing. They said at the end you will see that the pricing will change. Well the laugh is on them because the charges and price did not change. I have already referred two family members to Rate Rabbit and will continue to recommend Rate Rabbit whenever asked. Thank you Rate Rabbit!
Lori W.
Refinance
California
I had a great experience with Rate Rabbit. The staff was also excellent. I would recommend Rate Rabbit to anyone. Thanks.
Max S.
Refinance
California
Best home loan process we ever experienced! Special thanks to the terrific service provided by your staff. Great doing business with you.
Mike M.
Refinance
California
Your staff was great! I really appreciated your services and would recommend Rate Rabbit to anyone looking to obtain a mortgage. Thanks.
Martha S.
Refinance
California
I was very pleased with my loan consultant and Rate Rabbit. I have told several people about your website and will tell anyone I know of that is looking for a home loan.
Mohammed C.
Refinance
California
I have been a customer of (a competitor) for over 30 years and am very please to say that the service that Rate Rabbit provided definitely lacked at (a competitor) for all those decades. My loan officer was very professional, courteous and always prompt. The whole experience was awesome, a "wow moment" and I will be sure to refer people to you. Again, sincere thanks for the job well done.
Hugh N.
Refinance
California
Thank you for going the extra mile on your service.
Karen S.
Refinance
California
The loan is perfect. Thank you very much for helping us by saving us lots of money and getting everything taken care of with zero mistakes. We really appreciate it. If I know of anyone who needs a loan, I am definitely going to refer them to you. Thanks again.
Geoff R.
Refinance
California
Now that my loan is funded I just wanted to thank you and the team at Rate Rabbit for making the process go so smoothly. Everything from the clear and straightforward web page to the 'at home' notary service was just great. The application process was easy, questions were answered promptly, the funding was precisely on schedule, and the fee was exactly as promised. Great job! I will certainly recommend your company to others.
Carleen P.
Refinance
California
When I first began the process of refinancing my condo, the amount of information on the internet was overwhelming. I was comparing what each site had to offer and then I came across Rate Rabbit, what a stroke of luck! Reading through the policies, I saw your "fee guarantee" and my decision was almost made for me.. it was clear that Rate Rabbit understood what I was looking for. As an added bonus, the people I worked with were more than helpful, they were friendly, prompt, genuine and never made me feel like I was a bother.This was without a doubt the most efficient and pleasurable business transaction I have ever completed... I can't say eno...
Paul Z.
Refinance
California
My loan process was fast, painless and trouble free. The rate was also very competitive. Keep up the good work. I will recommend you to my friends.
Brad K.
Refinance
California
The service was excellent and timely.
Rolando S.
Refinance
California
Everybody was great and easy to work with. FIVE STAR all the way!
Roger H.
Refinance
California
Everyone I worked with was very helpful. My loan consultant has been extremely helpful and he is helping me on another transaction at the moment. Thank you.
Alex L.
Refinance
California
We were overall very pleased with Rate Rabbit particularly that it worked exactly like it was supposed to. Thank you very much.
Brian D.
Refinance
California
My experience with Rate Rabbit was great. I have no complaints and everything was delivered as promised.
Eli R.
Refinance
California
I want to say that I was extremely pleased and enjoyed working with my loan consultant and Rate Rabbit. My loan consultant was always available, responded to inquiries with lightning speed, and was always looking out for our best interest. My loan consultant was of great importance in getting the right type of financing and transactions done for our investment property refinance. I was so impressed with working with my loan consultant and Rate Rabbit that I have decided to use them for a current home purchase we are currently transacting.
Kevin R.
Refinance
California
This was the easiest refinance I have ever done. There were no hang ups and everything was timely and professional. What was promised in the beginning was followed through to a tee. A great experience!!!
Andrew K.
Refinance
California
I like to say thanks to my loan consultant and all of you at One Easy Fee for helping me with this refinance. You are a truly professional team.
Shannon S.
Refinance
California
Everyone that I worked with was very friendly and responsive to every question I had and every call I made. Voicemails that I left were returned extremely quickly. I will recommend you to friends and family that need these services going forward. Thank you.
Shelita
Refinance
Encinitas, CA
Bill and his team have completed many loans for my family including investment properties as well as personal home purchases. He most recently refinanced my personal home with great rates and an easy process. He will always be our family’s loan guy!
Kevin
Refinance
San Diego, CA
Thank you, Rate Rabbit! Your upfront, honest and easy access pricing is a game changer! The Rate Rabbit Team was professional, friendly and determined to get the deal done! I have already referred others seeking a home loan. Thumbs up!
Rudy
Purchase
Bonsall, CA
The team kept me posted of my loan status throughout the loan process. Very professional and cordial. Bill's team was also very prompt with answers to questions. The team requested docs and I provided them....and the loan funded just as planned. Very happy customer. Thanks Bill and team!
Debbie
Refinance
San Diego, CA
One of my clients referred me to Rate Rabbit. From the minute I started the process, every person I worked with was professional, efficient and positive. It was one of the easiest refinances I have ever experienced.
Loren Kayfetz
Purchase
Pleasant Hill, CA
This company was, by all accounts, the best I have ever worked with for a home loan. Not only did they provide excellent service but managed to lower my rate during the process even though I had locked. Pleasant, responsive, and professional!
John P.
Refinance
Upland, CA
I found Rate Rabbit to be just that: A Rate Rabbit. Rate Rabbit made the process very simple, straight forward and fast. Good rates and good service overall, I would recommend them to others and use them again.
Kevin
Refinance
San Diego, CA
Thank you, Rate Rabbit! Your upfront, honest and easy access pricing is a game changer! The Rate Rabbit Team was professional, friendly and determined to get the deal done! I have already referred others seeking a home loan. Thumbs up!
eric montevirgen
Refinance
Oxnard, CA
A mortgage lender that you can trust. Their one fee guarantee is great. Best home loan process I ever experienced. Rate rabbit made the process very simple and straight forward.
Zillow Client
Refinance
Woodbridge, CA
This was our second time working with them on a refinance in the last 2 years and they can't be beat-we did our research on both occasions. Their no hassle site with rate quotes is by far the best, most upfront and clear. We will always check with Rate Rabbit for competitive rates. Their no fees/no closing costs advertisement really means just that! Everybody we worked with throughout the process was great.
Phani
Refinance
Sacramento, CA
Rate Rabbit, has been really transparent on all the facts and made my refinancing process really smooth and easy. They were always available for any questions and I received expert person to person help over the phone whenever required.They have offered me with an excellent low interest rate and I am highly satisfied with the service provided to me.
Zillow Client
Refinance
Manhattan Beach, CA
I recently completed refinancing two properties (my home and an investment 4-plex) with Rate Rabbit. I have financed multiple properties in the last few decades and found the experience with Rate Rabbit to be exceptional. Both loans came in at the quoted rate (or better) and the website clearly shows what your loan will cost right from the outset so you don't have to waste any time. I found all of the staff friendly and helpful. Bill Mansy (CEO) was also available if needed-although there were no major issues. I will be using them again and have already sent several close friends to them who have been happy!
Zillow Client
Refinance
Napa, CA
Rate Rabbit provided excellent customer service throughout the loan process. Every person I worked with was competent, knowledgeable, and efficient. I had a great experience!
Zillow Client
Purchase
Placentia, CA
From my initial inquiry to Bill Mansy, to the process of the loan communicating with Brian, Charlie, Ashley, Lona or Dennis, to lender's contact with my Escrow and the Exchanger, it was an easy and pleasant process all the way through!! Was delighted to have my rate lowered towards the end when rates had dropped in the interim. Would use them again and again. You won't be disappointed!
joel miller
Refinance
Los Angeles, CA
Home page was easy to negotiate and comprehensive, staff was accessible, knowledgeable, and friendly. Every re-fi is a maze of necessary info from various sources but this was as easy as it gets. It was great that Bill Mansy reached out to me by phone the day I started the application process.
Gerald Los Angeles
Refinance
Los Angeles, CA
I must say I really enjoyed dealing with rate Rabbit Home Loans. They made the entire process an easy, effortless time.All the people there were very friendly and easy to speak with. If I had any questions, they were answered quickly and proficiently.
Zillow Client
Refinance
Carlsbad, CA
Bill Mansy and his staff made the process very simple and - despite a heavy refinancing market and pandemic environment - very quick. I felt I was in good hands from the very beginning and appreciate all they did for me.
Zillow Client
Refinance
Claremont, CA
The loan closing went almost as the owner said with the exception that a lower rate was provided than was originally agreed upon. We did not ask for the lower rate. Bravo!
Zillow Client
Refinance
Del Mar, CA
Bill Mansy and his team worked very closely with me to get this done in a very difficult environment since I am self-employed and additional material was needed. His team was professional, responsive to our questions, and probably got the work done in record time. Especially valuable was having one contact person who is overlooking the entire process rather than having to deal with numerous people. This made the experience much less painful. I strongly recommend Rate Rabbit for their honesty, professionalism, and overall integrity.
Zillow Client
Refinance
Spring Valley, CA
Everything went down just as I was told it would. Everything was on time and painless. Very easy process. We were able to do almost everything with no contact. All papers were sent via emails and through DocuSign verification.The final signatures were made in person, but even that was painless. The rep wore a mask due to Covid 19. We were very happy. This was my third refi through Rate Rabbit and I have always been very pleased with the way they do business. Thank you.
Zillow Client
Refinance
Malibu, CA
He knows how to get the job done. He kept us posted every major step of the way. We have used Rate Rabbit several times and will use them again if we have needs again.
Ty Vollebregt
Refinance
Mission Viejo, CA
Great company and amazing staff that worked hard to get our loan refinanced!Bill Mansy made sure we were always aware of our loan status and continued to keep us informed of any developments before closing.we recommend Rate Rabbit for all your home loan servicing needs
Zillow Client
Refinance
San Diego, CA
I used Rate Rabbit Home Loans to refinance my home for home improvements and a little extra cash. This was by far and away the best experience I've ever had in obtaining a new mortgage and or home loan. The rate rabbit staff was uniformly professional, efficient, took care of every detail and made what has been a somewhat confusing and pain in the neck experienced in the past into a streamlined and easy one this time. I highly recommend rate rabbit, they are the best!
Zillow Client
Refinance
San Diego, CA
Simple process, all virtual, no issues. The email communication from the team was clear and precise, and they were responsive to my questions. I will always be using this company for any property financing needs in the future.
Kim O
Refinance
El Cajon, CA
We've used Rate Rabbit Home Loans and Bill Mansy several times over the years and can highly recommend his company for new purchases and refis. I feel he is extremely honest, trustworthy, and will give you the best advice for your needs. Everything works like clockwork, quickly, efficiently, and extremely easy. His staff are wonderful, knowledgeable, professional and always available. We were recommended to Bill Mansy by co-workers years ago, and we have recommended him to many of our friends over the years as well. Again, HIGHLY recommend Rate Rabbit Home Loans and Bill Mansy!
Charles W.
Refinance
Los Angeles, CA
I am banker with 30 years experience in commercial banking and I have done many refinances over the 25 years that i have owned my residence. Bill Mansy and his team provided exceptional service, keeping me informed along the way, and delivered a smooth closing during a time when even money center banks are struggling to keep pace with loan volume. Rate Rabbit Team's personal attention to my refinance won me over and they delivered the loan that was promised.
J. Rice
Refinance
Walnut, CA
Because interest rates had dropped so low, we decided to do the Refi Cash Out but knew the process could be tedious. We were referred to Rate Rabbit (Bill Mansy & Staff) by a friend and weren't sure what to expect. The process was made easy by the excellent and thorough staff at Rate Rabbit. Everyone was very friendly and guided us every step of the way, emailing us with updates. Truly made this experience much better than expected. Thank you to all at Rate Rabbit for your assistance!!
garymblack
Refinance
Los Angeles, CA
With interest rates dropping to historically low rates, I refinanced twice this year with Raterabbit. Everyone I dealt with was friendly and efficient. They delivered what they promised - no surprises, no gimmicks.
Zillow Client
Refinance
Poway, CA
Everyone at Rate Rabbit is so helpful, patient and exceeded our expectations. We have used them multiple times and would highly recommend. They made themselves available to answer questions and get us through the process.
Eric Brown
Refinance
Laguna Niguel, CA
Even in this summer of low rates, Rate Rabbit had the best rates we could find. It was a very smooth process and everybody was very friendly and responsive. We've been bouncing from 5yr ARM to 5yr ARM for 12 years now and Rate Rabbit gave us a 30yr fixed at rate better than all of them. Last refinance ever!
slospeed
Purchase
San Luis Obispo, CA
Easy, simple and businesslike. Mortgage applications always feel like a surreal scavenger hunt. Some lenders will add document requirements that are ridiculous. Rate Rabbit was clear in requests for documentation and efficient in their processing. They delivered exactly as promised. I highly recommend them and would definitely contact them if I have future need of a mortgage.
Andrew I
Refinance
Arcadia, CA
Saw an ad in the paper, thought it was too good to be true... but it wasn't! Bill & team rate rabbit worked with us for the easiest refi I have ever completed. No issues. Quick responses. Great rates. Certainly covered all the bases for us. Will definitely use them for our other properties.
hbrown
Refinance
San Diego, CA
Bill and his team worked quickly to process our loans and get them approved. We refinanced three properties at once and all three closed at great rates. The properties were refinanced from a large online mortgage company that was unable to match the rates offered by Rate Rabbit. The submission of all the information needed to qualify for the loans was also a much smoother experience than previous refinances with the large online mortgager.
Zillow Client
Purchase
Oakland, CA
Rates are very competitive, quite possibly the lowest you will find. Loan took a few weeks to complete, which can actually be an advantage. Once we locked the rate we were allowed one floatdown. Meaning if the rate decreased before the loan closed we could lower the rate. We didn’t use this in the end but it’s nice to have and takes the uncertainty away of trying to time the lowest interest rate day.Calls and emails were handled promptly. RateRabbit only contacts you if they need to, for example if you need to action something. To me that is fine. I dont need someone calling me to say there is no news. If you want an agent to be calling you u...
Zillow Client
Purchase
Castro Valley, CA
Rate Rabbit Home Loans has perfected the dying art of Great Customer Service! From the beginning to the end of the process, they did what they said they'd do.Hats off to Bill and his entire crew!
Jeff
Refinance
Riverside, CA
Rate Rabbit gave us the lowest rate on our refi - and it wasn’t even close. And when we needed to hurry up the process - since we were leaving the country for a month - they quickly arranged for a notary to be at our house the DAY before we left. I will recommend Rate Rabbit EVERY time.
Jim Caldwell
Refinance
Rancho Palos Verdes, CA
We have refinanced several times, over the years, and Rate Rabbit is by far the best company we have ever worked with. Out of 15+ companies we talked to they had the best interest rate, with no points or fees. Bill Mansy Is a super guy and did a fantastic job completing our loan. His team is very friendly, knowledgeable, and timely in completing the paperwork. All around, a great experience. Thank You.
Srini R
Refinance
Irvine, CA
From start to finish, Bill and his team made me feel extremely comfortable and never rushed me for anything. Bill was true to his word when he offered me a no-cost, no-fee refi. This is my 8th or 9th refi in the past 10+ years (first one with Rate Rabbit) and I had never experienced a smoother process from any other lender. The escrow team was equally smooth and efficient. The initial disclosures, pre-closing disclosures, and the final disclosures had no ambiguity or differences from what was quoted by Bill.Just recently, when I had refinanced with another lender, they took close to 5 months to close. Bill and his team at Rate Rabbit complete...
mark
Refinance
San Jose, CA
This was the shortest time until funding I have ever experienced from a re-finance. Every time I contacted a member of the team they responded quickly and kept the rest of the team informed. Everybody was mutually accountable for my satisfaction: I have never felt this good after a re-finance for the last 22 years. I took a chance on this Zillow-referred mortgage broker and they stepped up big- it sure makes Zillow look like they know what they’re doing in this space- congratulations to Zillow and Rate Rabbit!
Trenton
Refinance
Whittier, CA
The home loan process can be a headache if you choose the wrong lender. You won't have this experience with Rate Rabbit. This company is top notch and you will be taken care of like you are family. Just be upfront and layout your wishes the team at Rate Rabbit will answer all your questions. I will use them again.
DesireeEidlhuber
Purchase
Lake Forest, CA
I had never heard of Rate Rabbit before I saw them listed as a Zillow lender. The rates they offered were unbelievable compared to other big companies, so I had to give them a call. When other companies were boasting about the 3.75% Fixed interest rate, Rate Rabbit locked us in at 3.125%. With bigger companies I had experienced “last minute” interest increases, which always made me feel taken advantage of after providing continual paperwork and months of waiting I felt obligated to move forward with the increased amount. Not with Rate Rabbit! They closed our loan during the beginning of the Covid-19 shut down. In fact they took the time out t...
Bill K.
Refinance
Littleton, MA
First working with Rate Rabbit’s Receptionist and ending with their Loan Officers was a friendly and smooth re-financing process. Rate Rabbit's Online Loan Calculator tool was easy to use and allowed me to target the rate, APR, Monthly Payment, and Closing cost values I was looking for, and then Lock those values in for my loan when the time was right for my wife and I. I could find no other Lender with such an easy to use and efficient tool. My Refinance took 1 month to complete, and Rate Rabbit uses DocuSign to streamline the re-finance process. Unlike a lot of lenders, I could choose my own Closing Lawyer who lives close to my home increas...
Claire C.
Refinance
March 2022
I have talked to several companies to refinance my home. It was overwhelming on finding the right one that I could trust and communicate with seamlessly, especially since it was my first time. Luckily my friend Michelle and her husband Darryl recommended Rate Rabbit and referred me to a loan officer named Austin Garmo, since they had a great experience working with him.Austin is very professional, responsive and helpful in every aspect. He is very efficient, attentive, knowledgeable in his work and provided a great interest rate. Awesome guy through the whole process. When Austin was off work, Cinderella was also very helpful. Both were alwa...
Jim C
Refinance
March 2022 | Savannah, GA
After comparing rates and discussing our mortgage needs with several major lenders, I saw a link to Rate Rabbit on a site tracking mortgage rates. The link to RateRabbit.com led to a great mortgage rate calculator that works without the need to enter your contact information. Even better, it calculates fees associated with a mortgage loan, taking the guess work out of closing costs, giving you multiple options to choose from. Since the rates were slightly better than the lenders I had been talking to, given equivalent points and fees, I called and spoke with Gisselle, a loan officer there. To my pleasant surprise, after we discussed my needs,...
Lauren C.
Purchase
March 2022 | Gilbert, Arizona
On time mortgage closing and a great rate, too! In the process of working with an Own Up Advisor, I was referred to Rate Rabbit Home loans, and had the pleasure of working with Joe Sesi and Amanda Kalosian. The Rate Rabbit site was user friendly for uploading documents and electronic signing made it easy to take care of action items. Joe and Amanda kept me informed throughout the loan process and we were able to complete a 30-day close. The interest rate on my loan was the best I'd found and the difference in rate (and origination/other fees) using Rate Rabbit versus what other lenders would have charged will save me tens of thousands of doll...
William B.
Refinance
March 2022 | Arkansas
Definite changed my view of remote lenders. Having done many home purchases and refinancing loans over many years, my experience was solely working with my local Banks. My concern with using a mortgage company over the internet was concerning for security reasons and dealing with many unknowns. However, the rate offered were significantly better so I tried Rate Rabbit. To my surprise it was a great experience. The customer service was outstanding and was happy with the result. Taylor and Lacey were amazing even available over the weekends and timely responses to my questions and concerns. They definitely changed my attitude towards working wi...
Martin M.
Refinance
March 2022 | Stockton, CA
I’m not usually a person that writes a review do to my busy schedule, however, I wanted to write this review because I was impressed with the quality of service Giselle and Jessica provided to me during my refinance process, starting with the best rate compared to other lenders, and during the process both, Jessica and Gisselle were not only professional but also very efficient providing me with step by step of the loan process and responded questions within few hours, In the future I would definitely use Raterabbit again and very much recommend their competitive rates and superior customer service
Amanda Denevan
Refinance
March 2022 | Phoenix, AZ
Everything was as discussed, no bait & switch, no costly lender delays, very transparent process with a user friendly interface. I only wish I wouldn’t have wasted my time working with another lender first, Sam & his team at Raterabbit was a night and day experience. He locked my rate within 24hrs of me submitting my documents, something that took my previous lender a month and a half to do and almost caused me to miss the boat. Thank you for being my loan hero!
Frederic O.
Refinance
March 2022 | Phoenix, AZ
Having refinanced homes a number of times, this was absolutiely head and shoulders above the rest. Taylor, Alex, and Jessica got the job done in a few weeks start to finish. We have always experienced months previously to get through the process. The communication is swift and precise, and the paperwork is clearly outlined on the website. You always see what’s finished and what’s next. Couldn’t be better or easier.
Susan B.
Refinance
March 2022 | Oakland, CA
My husband and I were surprised that several financial institutions with whom we have substantial holdings and long-term relationships could not match the lower refinance rate or the lower closing costs of Rate Rabbit. So, with slight trepidation we gave them a try and do not regret it. The process was quick and easy, everyone was pleasant and helpful, and they delivered the terms they said they would.
Martin Rudis
Refinance
March 2022 | South Florida
FIVE STARS! My loan officer Sam Sheldon helped me process two refinances for my rental property and my personal home. There was not a question that I had that wasn't answered by Sam in the same day. He helped me navigate the paperwork requests and kept me in the loop constantly. The Rate Rabbit system seems to work very efficiently, and I encountered no issues at all. I encourage you to make them your lender of choice.
Ananth Krishnan
Refinance
March 2022 | Miami, FL
Right from the quote Rate Rabbit did a fantastic job. They gave the best rate beating everyone with low closing cost. Brandon and Ashley were helpful always prompt in returning my calls and updating me at each approval stage. I am glad I found this company for my refinance.
Testimonial Disclosure - Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and is for display purposes only.